BAH Rate Estimator 2026 DoD Rates
Basic Allowance for Housing lookup by ZIP code, duty station, pay grade, and dependency status
Enter a ZIP code or duty station above to calculate BAH rates
2026 BAH Calculator
Enter a ZIP code, your pay grade and whether you have dependents to see the 2026 BAH rate for the Military Housing Area that ZIP belongs to. Rates come from the official DTMO 2026 BAH tables, including the mid-year revision.
What is a Military Housing Area (MHA)?
DTMO groups ZIP codes into Military Housing Areas and sets one BAH rate per MHA, pay grade and dependent status. Two ZIP codes in the same MHA get the same rate.
Why is my actual BAH different from the estimate?
Rate protection (you keep a higher prior-year rate while you stay at the same duty station), effective dates, partial-month proration and dependency changes all affect the amount on your LES. Check with your finance office for your entitlement.
Is BAH taxable?
No. BAH is a non-taxable allowance.